About the Retirement Income Group

Founded 2014

Our purpose is to help people enjoy their retirement with the security of an income for life.

The Retirement Income Group was founded in 2014 by NZ’s leading Insurance Industry expert Ralph Stewart. Trading commenced in 2016.

Lifetime has pioneered innovation in the retirement income sector since it launched New Zealand’s first variable annuity in 2016.  Sadly a combination of unprecedented interest rate volatility and solvency calculation challenges resulted in the variable annuity being closed in 2021.

Lifetime continues to offer unique retirement income solutions with Lifetime Retirement Income (dynamic reliable retirement income solutions) and our soon to launch Lifetime Home product, which will look to supplement peoples retirement income with equity from their home.

Further to this Lifetime offers Garrison Bridge Superannuation Scheme (your NZ scheme for UK pension transfers), Lifetime Master Trust (workplace savings scheme and individual legacy) and coming soon … Lifetime Residential Property Fund. 

The Group manages $1 billion within its Lifetime Asset Management business.

Supported by industry experts. We're a proudly New Zealand owned company run by some of the most experienced professionals in the industry including: leading financial commentator and author, Martin Hawes; and former Retirement Commissioner, Dame Diana Crossan.

The Retirement Income Group is also fortunate to have benefited from the experience and wisdom of Sir Michael Cullen, Former Deputy Prime Minister, who played an extensive role as a Board Director for four years (2017 - 2020).