Our Founder and Managing Director

Ralph Stewart

Ralph Stewart spent more than two years in the research and development phase, looking globally at retirement income, where he subsequently broke the mold and then rebuilt it specifically to give New Zealand retirees a better product.

 

The product he developed was the Lifetime Income Fund. Based on similar proven schemes across the US, UK, Europe and Asia, the underlying product structure is based on the term ‘variable annuity with guaranteed retirement income’.

With more than 30 years experience, Ralph is a well-known and respected expert in the New Zealand Insurance Industry. Having helmed AXA Insurance for a decade, where he introduced one of New Zealand’s first default KiwiSaver Schemes.

 

More recently he was the CEO of Accident Compensation Corporation (ACC),  New Zealand’s Crown entity responsible for administering the country's universal no-fault accidental injury scheme. He has also held the position of General Manager of Marketing and Strategy for Tower Insurance and holds a Masters in Business Administration from Manchester University in England.

 

Ralph sits on a number of Boards, including Master Build Services Board. He is Chair of the Police Health Care Plan Limited, a Director of the Police Welfare Fund Limited, Police Association Insurances Limited and Police Association Mortgages Limited.